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Author: Joseph P. Garmon

gift cards
Finance

Why are gift cards a popular option for team rewards?

Joseph P. Garmon March 19, 2025 cash rewardsgift cardstangible gifts

A recognition program’s success depends on its ability to deliver meaningful value while remaining administratively manageable and cost-effective. Gift cards sit at this intersection, offering…

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bonds
Finance

What is a Surety Bond?

Joseph P. Garmon February 20, 2025 bond providerfinancial guaranteeSurety Bond

A surety bond is a financial guarantee that ensures a business or contractor fulfils its contractual obligations. The construction industry widely uses these bonds to…

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Car Loan
Finance

How to Find the Best Car Loan in New Zealand Without Overpaying

Joseph P. Garmon February 11, 2025 Car LoanFinancing OptionInterest Rates

Finding the Right Financing Option Securing a car loan isn’t just about getting approved; it’s about ensuring you’re not paying more than necessary over time.…

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Bank Account
Finance

Personal Loan Online Application: What You Need to Know Before You Apply

Joseph P. Garmon January 2, 2025 bank statementsCredit ScorePersonal Loan

Applying for a personal loan online has become popular for individuals seeking quick financial solutions. The convenience of managing the entire process from home makes…

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Financial Plan
Finance

How to Build a Financial Plan for a New Business Venture

Joseph P. Garmon December 3, 2024 Financial Planshare pricestock screener

Starting a new business venture is an exciting journey but requires careful financial planning to ensure success. Whether you’re projecting cash flows, managing expenses, or…

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short term business loans from Breathe Pay
Finance

Short-Term Business Loans Explained

Joseph P. Garmon November 12, 2024 Breathe PaydocumentsInterest Ratesshort term business loans

If you’re planning to start a business or expand an existing one, short-term business loans can provide the necessary funding. To know more about short…

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Blockchain
Finance

Why does transparency matter in digital asset trading?

Joseph P. Garmon October 30, 2024 Asset listingasset marketsdigital asset

Dark pools, wash trading, and spoofing tactics have plagued digital asset markets since their inception. Transparent trading practices illuminate these deceptive behaviours, making it harder…

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Mortgage

Understanding Mobile and Manufactured Home Loans: A Practical Guide

Joseph P. Garmon July 7, 2024

Buying a manufactured home is a practical choice for many looking to own a home at a lower cost. Manufactured homes offer affordability and flexibility,…

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Business

Reasons for Filing Commercial Insurance for Your Business

Joseph P. Garmon July 2, 2024

What is insurance? Insurance saves you from financial loss due to unplanned or abnormal events in your normal life. In an uncertain world, anything can…

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Finance

A Beginner’s Guide to Choosing a Forex & CFD Broker

Joseph P. Garmon July 1, 2024 CFD BrokerForex

Choosing the right Forex and CFD broker is a critical step in your trading journey. The right broker will provide the tools and resources necessary…

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